16 features and growing

Every tool you need to get paid. Nothing you don't.

Clerqpay is built for African freelancers and businesses who are tired of chasing payments, juggling spreadsheets, and sending PDFs nobody opens. Here's everything under the hood.

Start for free — no card needed
Invoicing & Quotes

Send invoices that actually get paid

Professional, branded invoices with a client portal your clients will actually use. No PDFs. No confusion.

4 Professional Templates

Clean Minimal, Corporate, Warm Friendly, and Bold Modern. Every template is print-ready and looks great on any device.

  • Auto-populated with your brand colors and logo
  • PDF export for any template
  • Preview before sending

Quotes & Proposals

Send branded quotes clients can accept or decline online. When they accept, convert to invoice in a single click.

  • Client acceptance tracked with timestamp
  • Optional expiry date on quotes
  • One-click invoice conversion

A-La-Carte Quotes

New

Mark any line item as optional. Clients toggle what they want on the portal — the total updates live. Their acceptance records exactly what they chose.

  • Live total update as client selects
  • Accepted selections locked to invoice
  • Reduces back-and-forth negotiation

15 Currencies

Bill in Naira, Cedis, Kenyan Shillings, South African Rand, US Dollars, British Pounds, Euros and more.

  • NGN, GHS, KES, ZAR, USD, GBP, EUR + 8 more
  • Currency symbol auto-populated
  • Multi-currency client billing

Recurring Invoices

New

Set an invoice to repeat weekly, monthly, quarterly or yearly. Clerqpay generates and (optionally) sends each one on schedule — retainers bill themselves.

  • Weekly, monthly, quarterly or yearly
  • Auto-generate or auto-send
  • Perfect for retainers & subscriptions
Payments

Get paid online, automatically

Paystack for local card and bank-transfer payments, Stripe for international cards. Clients pay from the portal — you get notified instantly.

Paystack Payments

New

Connect your bank account once. Every invoice you send is payment-ready. Clients pay by card, bank transfer, or USSD without leaving the portal.

  • Automatic settlement to your bank account
  • No Paystack account needed for clients
  • Instant payment notifications

Stripe Payments

New

Connect Stripe to accept international card payments alongside Paystack. Bill overseas clients in their currency and settle to your Stripe account.

  • International card acceptance
  • Works in parallel with Paystack
  • Settles to your connected Stripe account

Flat & Percentage Discounts

New

Apply a discount as a flat amount or a percentage on any invoice or quote — switch between the two with a single toggle, with the breakdown shown to your client.

  • Flat amount or percentage
  • Shown clearly on invoice, PDF & portal
  • Stacks with early-pay discounts

Payment Links

Create a shareable payment link in seconds — no invoice needed. Send it over WhatsApp, email, Instagram DM, anywhere.

  • Custom amount or open-ended
  • Shareable URL works on any device
  • Payment confirmation sent automatically

Decaying Early-Pay Discounts

New

Set two countdown discount tiers. A live timer on the client portal creates real urgency — without you having to chase.

  • '5% off if paid within 24h, 3% in next 24h'
  • Live countdown timer on portal
  • Discount applied automatically

Micro-Tipping

New

Let happy clients add a 5%, 10%, 15% or custom tip at checkout. A simple way for satisfied clients to show appreciation.

  • Tip amounts tracked separately
  • Optional — never forces clients
  • Works alongside discounts
Communication

Stop chasing. Start automating.

Automated reminders over email and WhatsApp. Know exactly when your client opens their invoice.

Automated Reminders

Set reminder schedules once. Clerqpay sends them — friendly first, firmer when the invoice ages. You never have to write another 'just following up' message.

  • Email and WhatsApp channels
  • Configurable tone: friendly → firm
  • Auto-stops when invoice is paid

WhatsApp Delivery

Send invoices and reminders directly to your client's WhatsApp number. Higher open rates than email. Every time.

  • Instant delivery to any WhatsApp number
  • Portal link included in message
  • No app install required for clients

Real-Time View Tracking

Get notified the moment your client opens their invoice. See how many times they viewed it, and when. No more 'I didn't see it' excuses.

  • Viewed timestamp recorded
  • Status changes from Sent → Viewed
  • Triggers reminder pause logic

Client Payment Portal

Every invoice and quote gets a unique, secure link. Clients can view, download, pay, and accept — all without creating an account.

  • No login required for clients
  • Branded with your business name
  • Works on mobile and desktop
Organisation

Run your business, not just your invoices

Projects, clients, items catalog — everything connected so you always know where money stands.

Projects

New

Group invoices, quotes, and clients under a project. See scope, deliverables, and billing status in one view without jumping between screens.

  • Link multiple invoices and clients
  • Project-level billing status
  • Delivery and deadline tracking

Items Catalog

New

Build a reusable library of your services and products. Auto-fill descriptions, rates, and tax codes when creating invoices — no retyping every time.

  • Save rates and descriptions once
  • Auto-fill line items on invoices
  • Supports multiple tax configurations

Multi-Tax Engine

New

Configure VAT (additive) and WHT (deducted by payer) as separate rates. Apply multiple tax types per invoice with a clear net payable line.

  • VAT additive, WHT deductible
  • Per-invoice tax configuration
  • Clear breakdown on client portal

Reports & AR Aging

See revenue by client and service item. Track outstanding balances with aging buckets: Current, 1–15 days, 16–30 days, 31–45 days, and 45+ days.

  • Revenue by client and by item
  • AR aging dashboard
  • Identify high-risk outstanding balances

Receipts

New

A numbered receipt is generated automatically when an invoice is paid. Resend it to your client any time and keep a full receipt history on file.

  • Auto-generated on payment
  • Resend on demand
  • Sequential receipt numbering

AI Agent Access (MCP)

New

Connect Claude, Cursor or any MCP-compatible AI tool to your account and manage clients and invoices in plain language — secured by your API key.

  • Hosted MCP endpoint
  • Authenticated with your API key
  • Available on the Diamond plan

Ready to get paid faster?

Join freelancers and businesses across Africa who send professional invoices and collect payments without the chase.

Free plan includes 5 invoices/month. No credit card required.